goddamn i turn into a bitter asshole when im not getting laid on a regular basis.

1) restaurant accidentally double-charges me for dinner (two charges of 79.29 show up on my statement)
2) dispute one of the two charges, but AmEx refunds me for both charges
3) three months later, I get re-charged for 79.79 (50 cents more than the original charge)

fucking cocksuckers trying to steal my money.

7/23/2008 9:35:39 PM

i see no problem with this

7/23/2008 9:36:30 PM

INFLATION!

[Edited on July 23, 2008 at 9:37 PM. Reason : skadjasod]

7/23/2008 9:36:37 PM

no eyeS
no armS
no service

7/23/2008 9:37:30 PM

as compared to the

Quote :

"jack-ass tax"

?

7/23/2008 9:37:40 PM

amex said the restaurant tried to charge me a 50 cent finance charge. i told amex to tell the restaurant to fuck off

7/23/2008 9:38:00 PM

Quote :

"i told amex to tell the restaurant to fuck off"

winnAr.

7/23/2008 9:38:36 PM

wow. when was the last time you got laid?

7/23/2008 9:38:45 PM

lolol

Quote :

"restaurant"

+

Quote :

"finance charge"

=

does not compute

7/23/2008 9:38:58 PM

what restaurant

7/23/2008 9:39:51 PM

Quote :

"wow. when was the last time you got laid?"

8 days.

7/23/2008 9:40:23 PM

I don't really get the 50 cents finance charge either. Never heard of that....and I've fixed plenty of double charges at a restaurant before. Sounds like Amex trying to pass the blame.

7/23/2008 9:41:23 PM

I'm about to dispute $8.xx with Bank of America for something that I bought from kingston and fedex lost. Motherfucking Kingston won't answer my emails.

7/23/2008 9:41:59 PM

yep, that's amex

7/23/2008 9:42:35 PM

but i love amex

7/23/2008 9:42:59 PM

I'm about to dispute $8.xx with Bank of America for something that I bought IN YOUR PANTS

7/23/2008 9:43:27 PM

i thought it was amex, but they were able to look and see the charge was debited from my card again by the restaurant, just the restaurant typed in the wrong amount. i wouldn't mind paying the original charge of 79.29 because that's what i owe, but now because ive had to call amex twice about this place im gonna say i should get the whole meal complimentary. im a good amex customer, and they're going to take care of me on this. just i hate having to deal with shit like this

Quote :

"what restaurant"

garrisons. if im gonna get a free meal i wish it would have happened at a nicer restaurant

7/23/2008 9:43:28 PM

^^lawl

7/23/2008 9:47:12 PM

how the fuck did you spend 80 bucks on food. you've got like 1/4th less body parts to feed.

[Edited on July 23, 2008 at 9:53 PM. Reason : ]

7/23/2008 9:53:01 PM

he still has to support the massive peen

7/23/2008 9:54:15 PM

Quote :

"i wouldn't mind paying the original charge of 79.29 because that's what i owe, but now because ive had to call amex twice about this place im gonna say i should get the whole meal complimentary"

That's just ridiculous. Shit like this happens all the time at restaurants (and 90% of the time its not the restaurant's fault, its the POS system or the credit card system). The 50 cent thing is kinda dumb on their part (which I still don't get)....BUT ITS ALSO 50 CENTS. You seem to be one of the more level-headed persons on this site, so this is kind of surprising.

7/23/2008 9:54:55 PM

^^that's just his messed up depth perception.

^what, that level headed people dont get charged 50 cents?

[Edited on July 23, 2008 at 9:56 PM. Reason : ]

7/23/2008 9:55:08 PM

ive been lazy putting off getting an amex

i just want it for electronic and internet purchases and car rentals

7/23/2008 9:55:45 PM

what are the benefits of an AmEx

7/23/2008 9:56:25 PM

1) customer service

7/23/2008 9:57:03 PM

the most baller customer protection you can get with a charge card

7/23/2008 9:57:12 PM

Quote :

"^what, that level headed people dont get charged 50 cents?"

that's EXACTLY what i meant

7/23/2008 9:57:50 PM

ok whats the useful benefit for someone that doesn't particularly lose a card and/or require customer service

7/23/2008 9:59:25 PM

Quote :

"how the fuck did you spend 80 bucks on food. "

two people with drinks. its not hard.

Quote :

"That's just ridiculous. ... You seem to be one of the more level-headed persons on this site, so this is kind of surprising."

I understand if they make 1 mistake, but now they've made two. I'll gladly pay what I owe, but if they're going to continue to fuck around with me I'm going to fuck with them. 50 cents or 50 dollars, i don't care. it's the principle of the whole thing.

i had an amex blue cash, but have recently gotten the platinum card.

7/23/2008 10:01:00 PM

^duh, getting into the lounge so you can talk to martin scorsese about a time share in boca

[Edited on July 23, 2008 at 10:01 PM. Reason : ^I'S JUST FUCKIN WITH YA]

[Edited on July 23, 2008 at 10:02 PM. Reason : ^]

7/23/2008 10:01:17 PM

i bought a pair of headphones at best buy in one state and returned them to a best buy in another state. i ended up getting screwed out of something like 25 cents due to the difference in tax rate

i was pissed but decided the effort it would take to get my 25 cents back wasn't worth my time

7/23/2008 10:05:20 PM

Quote :

"ok whats the useful benefit for someone that doesn't particularly lose a card and/or require customer service"

they have great perks for cardholders. Out of the blue last year they gave me a $40 gift just because I paid my satellite bill with the card.

the better the card the better the perks and gifts. my dad has one of their centurion cards (i think) and they gave him a brand new canon digital camera because they made an error in sending him a letter or something.

Quote :

"i was pissed but decided the effort it would take to get my 25 cents back wasn't worth my time"

you must be getting laid regularly. i normally wouldn't make a fuss about it, but since she's out of the country i have extra time to burn

7/23/2008 10:06:22 PM

hows that "blue cash" card

7/23/2008 10:10:01 PM

its better than most cash-back cards. the rewards really kick in once you spend $6000.

7/23/2008 10:10:56 PM

all i really use now is my visa check card through wachovia

i figure if i just get a cash back rewards card i can use that and just pay it off monthly what i would have been paying anyway

how high are purchase APRs?

7/23/2008 10:12:00 PM

mine hovers around 9.99%. I always pay my balance off at the end of the month so they can jack it up to 30% and i don't give a shit.

if you're responsible, then using a credit card makes much more sense to me than a debit card. you're essentially given a month-long loan, spending someone else's money, and if you get rewards, you get paid to spend their money! plus, if there's a mistake or an overcharge, you're not financially effected by it because all your money is still in your account.

7/23/2008 10:13:58 PM

but i mean if you pay it every month, its just like an 'as-is' amount?

7/23/2008 10:14:47 PM

get em joe!

7/23/2008 10:14:51 PM

^^ yep, if you spend $500 in a month, you pay them only $500 and nothing more. It's different if you get a cash advance (using credit card at an atm or something like that), but for normal everyday charges, you don't pay a dime to have to use the card.

with the blue cash card, I'm over the $6k limit, so every time I buy gas, groceries, or medicine I get 5% back at the end of the year. I get 1.5% off on all other purchases, too.

7/23/2008 10:16:41 PM

whats the credit line look like

7/23/2008 10:17:28 PM

it depends on your credit score, how much money you spend with them, and how good you are about paying them back. They are always increasing mine. When I became a cardholder back in 2003 I had a 3k limit. Now it's something absurd like 30k or 40k.

7/23/2008 10:18:48 PM

i have a mastercard "diamond preferred" that they've upped to 4800 since i paid it off

originally it was 2800 i think, there was a 3500 amount for a while

7/23/2008 10:20:34 PM

you really strong armed those bastards

7/23/2008 11:04:02 PM

you're goddamned right i did

7/23/2008 11:14:01 PM

Quote :

"8 days"

7/23/2008 11:33:52 PM

Quote :

"you're goddamned right i did "

7/24/2008 1:04:12 AM

lol i got a AmEx offer thing in the mail today

7/24/2008 5:15:59 PM

Today I got a phone call from a manager at AmEx. They wanted to know if my problem had been resolved. I told them no, and I was tired of dealing with this, and to just make sure I'm charged the correct amount only once. He apologized again, said the restaurant was still to blame, but since they haven't gotten anywhere and because I've been inconvenienced, AmEx said they will eat the charges and gave me a $100 credit to compensate me for my time spent on the phone

Platinum card FTW

7/28/2008 8:06:19 PM

Quote :

"fucking cocksuckers trying to steal my money."

DEADWOOD!!!!!!!

7/28/2008 8:10:53 PM

awesome, amex is great about service

..now if everyone accepted them

7/28/2008 8:11:39 PM