^^ and the bill just passed is not universal health care. It bolsters the private system if anything (which some argue is a mistake).

3/21/2010 11:35:24 PM

the healthcare mandate is really no different than the mandate to buy car insurance
only people who are a car insurance liability are forced to buy it, those being people who drive,
and likewise only people who are a liability to the health insurance industry are mandated to buy it, those being everyone who is alive and living in american
why?
because of the 1986 act that mandates all hospitals to care for emergency patients, which makes everyone a liability
and who passed that act, Ronald Reagan

and it is not the same as buying you a new car or house because no one is mandated to buy you a new car or house if you crash or burn yours

3/21/2010 11:35:49 PM

This is what I'm really fearing.

3/21/2010 11:36:03 PM

well....

good luck to you all. I hope you never get cancer or need a transplant.

3/21/2010 11:36:03 PM

this will be the longest Soap Box thread in the history of Chit Chat

3/21/2010 11:36:34 PM

Quote :

"this is kinda retarded, no offense."

I'm going to assume you detected the sarcasm, but maybe not. It doesn't make sense to force insurance companies to cover people that are already sick. The entire point of insurance is that you get it before something comes up.

[Edited on March 21, 2010 at 11:37 PM. Reason : ]

3/21/2010 11:37:17 PM

having cancer or needing a transplant wasn't exactly easy as pie under the "old" system

just fyi

Quote :

"It doesn't make since to force insurance companies to cover people that are already sick. The entire point of insurance is that you get it before something comes up. "

i get that. but what about people that have breaks in insurance coverage? from getting laid off, etc?

[Edited on March 21, 2010 at 11:38 PM. Reason : .]

3/21/2010 11:37:19 PM

^ it’s markedly worse actually, compared to the new system...

3/21/2010 11:38:07 PM

3/21/2010 11:38:29 PM

oh i agree with you moron. MARKEDLY WORSE



May our grandchildren and great grandchildren forgive us

3/21/2010 11:38:46 PM

Reading about this bill makes me nervous. I'm glad it passed, though I could've gone either way on it. I'm glad it will help out some of my family members with getting coverage, and I'm also glad it will cover me if shit really hits the fan with my mental and physical health with the diabetes.

However, being that I am currently an employee of the federal government, I can't help but wonder what new generation of lazy ass bureaucrats THIS bill is going to create.

3/21/2010 11:39:17 PM

Quote :

"I'm going to assume you detected the sarcasm, but maybe not. It doesn't make since to force insurance companies to cover people that are already sick. The entire point of insurance is that you get it before something comes up."

So the people who get dropped from their health insurance for a pre existing condition they have (that they may or may not have known about when first getting their health insurance) that is in no way related to the fact that they have cancer are a fault and deserve to not have insurance?

3/21/2010 11:39:21 PM

Quote :

" it’s already mandatory to have auto insurance if you have a car, and most mortgages (maybe all) require home owners insurance."

1. That's state regulated.

2. That's only liability insurance, to make sure you don't fuck over anyone else. Collision insurance is what would be more analogous to health insurance, and I'm not aware of anywhere that requires that, unless you're financing the car.

3. Same thing with homeowners' insurance. It isn't required by ANY government entity--it's part of the terms of the private company that is loaning you money. In other words, it has nothing to do with this debate at all.

3/21/2010 11:39:28 PM

I haven't read the bill, but I'm a Democrat, so I'll just assume this is a good bill.

3/21/2010 11:40:13 PM

When do I have to get health insurance?

3/21/2010 11:40:20 PM

Quote :

"May our grandchildren and great grandchildren forgive us "

even by tea party standards the worst case scenario is universal healthcare's long lines
oh may our grandchildren forgive us

3/21/2010 11:40:46 PM

i love all you guys a lot and just hope we can all get the healthcare we deserve.

it's the OTHER 6000 pages of this healthcare bill that worries me

3/21/2010 11:41:08 PM

I haven't read the bill, but I'm a Democrat Republican, so I'll just assume this is a good bad bill.

It goes either way.

[Edited on March 21, 2010 at 11:41 PM. Reason : ]

3/21/2010 11:41:22 PM

i don't really see collision insurance as analogous to health insurance at all

3/21/2010 11:41:24 PM

Quote :

"i get that. but what about people that have breaks in insurance coverage? from getting laid off, etc? "

The problem there is with the tax code. Health care is connected to employment, because companies can offer health benefits on a tax-free basis in lieu of wages. Of course, they all do and it saves them a shitload of money. So we have a lot of people that get benefits through their job, and a lot of people losing their job, and also losing their insurance.

Quote :

"So the people who get dropped from their health insurance for a pre existing condition they have (that they may or may not have known about when first getting their health insurance) that is in no way related to the fact that they have cancer are a fault and deserve to not have insurance?"

If you're talking about rescission, I would consider that a breach of contract, so it's an enforcement problem. The insurance company shouldn't be able to drop you for whatever reason they want. If you're referring to people losing their insurance through their job, see my previous comment.

[Edited on March 21, 2010 at 11:44 PM. Reason : ]

3/21/2010 11:41:24 PM

obviously we should just leave everything to the states, they did a great job with civil rights.

3/21/2010 11:41:55 PM

Quote :

"When do I have to get health insurance?"

Before the bill was passed, you could get it whenever you wanted to.
Now you HAVE to purchase insurance whenever the bill states that you have to.

3/21/2010 11:42:04 PM

Quote :

"So the people who get dropped from their health insurance for a pre existing condition they have (that they may or may not have known about when first getting their health insurance) that is in no way related to the fact that they have cancer are a fault and deserve to not have insurance?"

I know of one little old lady in our family that was forced to cash the majority of her stock portfolio in when her second husband was dropped for coverage due to on going medical problems that were just gearing up. She would not be living with other relatives, now, and very financially stable.

[Edited on March 21, 2010 at 11:42 PM. Reason : ]

3/21/2010 11:42:08 PM

Quote :

"I am not sure how I feel about all of this. My husband and I fared far better for having private insurance over government funded insurance as far as our son is concerned. "

That has nothing to do with this bill. There's no government plan.

Quote :

"obviously we should just leave everything to the states, they did a great job with civil rights."

Then change the Constitution instead of ignoring and circumventing it.


[Edited on March 21, 2010 at 11:43 PM. Reason : ]

3/21/2010 11:42:15 PM

COBRA gives you access to your employer-sponsored health plan for 18 months after you are no longer employed by that employer

it's also expensive as shit

[Edited on March 21, 2010 at 11:43 PM. Reason : at d357r0y3r. but whatever i don't really want to be in this thread anyways]

3/21/2010 11:42:46 PM

duke, there's no such thing as liability health insurance
ya know, just incase you f*ck somebody's body up

3/21/2010 11:42:53 PM

No shit.

3/21/2010 11:43:22 PM

Quote :

"i don't really see collision insurance as analogous to health insurance at all"

It's a helluva lot more analogous than liability auto insurance is.

3/21/2010 11:44:06 PM

Quote :

"COBRA gives you access to your employer-sponsored health plan for 18 months after you are no longer employed by that employer"

my COBRA option when i lost my last job was about $400 a month

now i have BCBS that i pay out of pocket for about $80 a month... not great, but it'll do.

3/21/2010 11:44:41 PM

i mean i'm not totally ok with the whole not having a public option thing.

Quote :

"It's a helluva lot more analogous than liability auto insurance is. "

oh yea. i just disagree w/ all of his analogies (home, auto, etc)

[Edited on March 21, 2010 at 11:45 PM. Reason : .]

3/21/2010 11:44:46 PM

Quote :

"duke, there's no such thing as liability health insurance ya know, just incase you f*ck somebody's body up"

lol that just made me laugh...

I'm just imagining someone bumping into someone else and that other person falls down and breaks a leg or something and they have to call the cops and file a police report for it and then exchange insurance information

3/21/2010 11:44:58 PM

Kind of like when you break someone's leg in soccer

3/21/2010 11:45:39 PM

wait wait wait... i just found the silver lining in all of this my fellow single tea partyists.......

holy shit guys... does this mean all the eastern euro hotties and russian hotties are gonna get to come to the USA without jumping through years of hoops??

gaat dayyum i hope so

maybe just mAYBE they'll make the immigration laws a little less strict too while they are at it since we are copying everything else they do slowly

finally khcadwal will be back to her 'run of the mill street rat ugly' status...



[Edited on March 21, 2010 at 11:47 PM. Reason : 3]

3/21/2010 11:46:04 PM

Quote :

"COBRA gives you access to your employer-sponsored health plan for 18 months after you are no longer employed by that employer it's also expensive as shit"

Yeah, I'm aware. It's expensive as shit because the company generally pays 70% (or more) of the actual cost of insurance, and COBRA requires the individual to pay 100% of the cost + 2% for administrative fees. When I was working for UAW Ford, the retirees would make 15-30 dollar a month contributions, and the actual premiums for their insurance was between 1500-3000 dollars a month for a family.

3/21/2010 11:46:12 PM

Quote :

"Then change the Constitution instead of ignoring and circumventing it."

because we all know that would work given how close the vote was, it's just your own exceedingly narrow interpretation of the constitution that precludes health care reform.

3/21/2010 11:46:53 PM

Quote :

"I haven't read the bill, but I'm a Democrat Republican, so I'll just assume this is a good bad bill. "

I wasn't making a point. Just stating my true feelings.

Quote :

"Then change the Constitution instead of ignoring and circumventing it."

Nah, we'll just do it this way instead. But thanks for your suggestion.

[Edited on March 21, 2010 at 11:48 PM. Reason : .]

3/21/2010 11:46:54 PM

Quote :

"well.... good luck to you all. I hope you never get cancer or need a transplant."

Yeah, all those old people on medicare have such a tough time getting the help they need...

3/21/2010 11:47:33 PM

Quote :

"finally khcadwal will be back to her 'run of the mill street rat ugly' status... "

good luck with the soviets and eastern europeans. hope that tranny on the far right doesn't sneak up on you though.

^ yes. because everyone who has cancer is on medicare and old. i forgot.

[Edited on March 21, 2010 at 11:48 PM. Reason : .]

3/21/2010 11:47:58 PM

pffffffffffftttt.. please. just b/c you are used to being treated like a 10/10 in this 50-100lbs overweight is the norm society.....

[Edited on March 21, 2010 at 11:49 PM. Reason : 3]

3/21/2010 11:48:21 PM

Quote :

"Yeah, all those old people on medicare have such a tough time getting the help they need... "

Why does everyone think it's only old people who have serious medical problems?

3/21/2010 11:49:06 PM

There were more people denied medicare coverage last year than all of the private companies combined.

[Edited on March 21, 2010 at 11:50 PM. Reason : ^If you break up age groups, the 65+ group has a lot more stuff going on than everyone else.]

3/21/2010 11:49:40 PM

some rep. from GA just resigned, effective immediately?

what a pussy

3/21/2010 11:50:40 PM

can i also just throw this semi irrelevant comment out there? the whole hospital as a business model doesn't really work, i don't think.

3/21/2010 11:51:39 PM

the problem with free healthcare in this shitty overweight country is that its gonna suck us dry!!

see this works fine with the eastern euro babes b/c they arent all FAT AS FUCK and prone to every problem possible to a human being. they fuckin have hard lives and walk to work and do labor instead of getting golden corral every day.

3/21/2010 11:51:43 PM

Dem's sure tried to demonize the Insurance companies but they are the ones that are going to get rich from this deal, but I guess its one step closer to a single payer system.

It will be interesting to see how the Democrats sell this on the campaign trail, especially in the areas where healthcare reform was unpopular.

3/21/2010 11:53:03 PM

all im saying is golden corral and 'this new healthcare' wont work..


so you can kiss franchises like the real krispy creme/golden corral/ etc etc etc.... watch their stock trading this week!!!

they are done in <10 years and they KNOW IT!

3/21/2010 11:53:11 PM

Quote :

"the whole hospital as a business model doesn't really work, i don't think."

what? you mean people shouldn't make money off the pain and sickness of others? I find your views shocking and appalling.

3/21/2010 11:53:23 PM

dude, this debate is going down in the soap box.

3/21/2010 11:53:56 PM

Quote :

"the whole hospital as a business model doesn't really work, i don't think."

Sure it does. My dad runs an animal hospital. Other doctors run small practices. If you increase the size and number of employees so that you meet the needs of your clientele, why wouldn't it work?

3/21/2010 11:54:01 PM

Quote :

"My dad runs an animal hospital."

well that obviously makes you a bonafide expert

3/21/2010 11:56:25 PM