Thats right, a little over 4 years of being out of school and my student debt is paid off. loans and now my student credit card, balance is 0. My last payment was for 40.00 bucks. hells yeah

10/1/2009 3:33:39 PM

What are you gonna do now?

10/1/2009 3:34:45 PM

Im going to Disney Land

10/1/2009 3:37:03 PM

Yay!

10/1/2009 3:37:38 PM

grats

10/1/2009 3:38:49 PM

gg

10/1/2009 3:38:58 PM

Call Dave Ramsey.

10/1/2009 3:40:09 PM

clearly the soundest investment is to go by a brand new car

10/1/2009 3:41:09 PM

wanna start paying mine?

I'm AstralAdvent and i approved this message.

10/1/2009 3:41:45 PM

I could see republican getting off duty and going to a bar looking for a guy to fuck. When he locates his mark, he will take him the bathroom and rape him and spray scalding hot nut all over his back. he will then murder him and shit on his corpse.

10/1/2009 3:41:59 PM

congrats

10/1/2009 3:42:30 PM

gg

10/1/2009 3:45:51 PM

slave famous is funny

10/1/2009 3:47:33 PM

Quote :

"SCALDING HOT NUT"

10/1/2009 3:53:24 PM

10/1/2009 3:55:14 PM

student debt

HAH

i laugh in the face of student debt

MUHAHAHAHA

10/1/2009 6:18:15 PM

That reminds me, I need to defer mine again

10/1/2009 6:26:00 PM

Call dave ramsey

10/1/2009 7:33:51 PM

i paid off 27k in 3 years. it kinda went way up while i wasnt paying it after i got kicked out of school

10/1/2009 7:38:38 PM

anyone know how much you must make per year before they start demanding you pay that shit back?

10/1/2009 7:47:43 PM

(Here, I'm talking about federal loans, not private ones)

Income doesn't determine when you start payment. Your status as a student (or, rather, lack thereof) is. Once you're not half-time or more, either repayment, or your grace period, begins.

They do have income considerations for some of the deferments.

10/1/2009 7:51:31 PM

Quote :

"anyone know how much you must make per year before they start demanding you pay that shit back?"

are you serious? its something like 6 months to the day after your last day of classes, whether you're making money or not.

10/1/2009 7:52:53 PM

PS: 27k in three years is not too shabby, $leg. GG

Echoing $leg's sentiment 'are you serious, man'...

Did you not read your promissory note and the things you agreed to when you accepted your student loans? That shit is critical. If you didn't/don't read that kind of stuff, you probably don't read the fine print elsewhere in life, and that is a FANTASTIC way to wake up and find a cactus up your financial ass one day.

[Edited on October 1, 2009 at 7:54 PM. Reason : sdfl]

10/1/2009 7:53:19 PM

yeah i ignored mine for years and it was looking bad a few years ago. was in default, completely didnt ever think about it. started working and they hit my paycheck with 10% off the top (and kept my 2005 tax refunds) and said i'd have to make payments on time for like 9 months to get the garnishment reversed

so i was like fuck debt, especially to the government. that opened my eyes real quick.

also my total in loans was like a total of 6 for 19k, the rest was just interest and crap. so glad to be out from under that

10/1/2009 8:03:58 PM

Quote :

"was in default, completely didnt ever think about it. started working and they hit my paycheck with 10% off the top (and kept my 2005 tax refunds) and said i'd have to make payments on time for like 9 months to get the garnishment reversed"

hahaha...oops!
But GG, nonetheless.

There's another forum I post on that's a more mixed group, and like everywhere, people have lost their jobs and are stressing left and right.

...Some have found it better on their budgets to re-enroll half time at community colleges.

10/1/2009 8:06:55 PM

yeah be careful with that shit. i basically got lucky with mine.

10/1/2009 8:10:29 PM

Quote :

"i paid off 27k in 3 years."

$leg

10/1/2009 8:12:14 PM

probably half of what i would have spent on dope if i hadn't quit. its pretty easy to rationalize good uses for money after youve been burning it for a decade

10/1/2009 8:13:31 PM

Did O'bama cut you a check?

10/1/2009 8:16:37 PM

I'm angry that I didn't see hambone refer to you as $leg first

10/1/2009 8:16:51 PM

obama aint done shit for me

dont take that the wrong way, though. bush didn't either

10/1/2009 8:23:19 PM