Quote :

"**New Insurance Requirement for 2010-2011** NC State University, along with the other 15 UNC-system campuses, will require students to have health insurance coverage beginning in fall semester 2010. Eligible students are required to show evidence of an existing "creditable" health insurance policy or will be automatically enrolled in and billed for the UNC system-wide insurance plan. The health insurance plan administrator is Pearce & Pearce, Inc. Our hope is to ensure that students are adequately protected against unexpected health care expenses, such as those associated with unexpected illness, accidents, or mental health care, that can destabilize a student?s financial situation and derail his or her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. **Action To Take** Students who are already covered by an insurance policy (i.e. through parent plans, family plans or employer-sponsored plans) must submit their insurance information for verification through Pearce & Pearce's website for NCSU which is a secure site. Have your insurance card in hand to provide your insurance company's name, address, phone, policy holder's name, member ID/subscriber#, effective date and termination date of policy. The charge will be removed from the student's bill once the policy is verified starting in June. Students who do not submit creditable health insurance information will be enrolled automatically in the campus-endorsed student health insurance and will be responsible for the health insurance premium. The NC State University plan is $744 annually, which is billed $372/semester with fall and spring semester tuition and fees. By March 31st you may view the plan summary at Pearce & Pearce's website for NCSU."

Inorite, Obama.

3/16/2010 8:57:47 AM

Quote :

"Inorite, Obama."

wut?

3/16/2010 8:59:47 AM

Quote :

"Our hope is to ensure that students are adequately protected against unexpected health care expenses, such as those associated with unexpected illness, accidents, or mental health care, that can destabilize a student?s financial situation and derail his or her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance."

Because this sounds like socialized health care...


SHUT THE FUCK UP N00B

3/16/2010 9:01:59 AM

When a required fee comes about, aren't you always supposed to blame the President?

3/16/2010 9:03:22 AM

i, too, shout "obama!" whenever i see anything that mentions health, healthcare, sickness, socialism, or black people

3/16/2010 9:04:04 AM

man up, bitch

3/16/2010 9:04:15 AM

this is a load of shit and students should protest it.

3/16/2010 11:22:39 AM

students have BEEN protesting it.

someone get TGD in here.

3/16/2010 11:24:22 AM

I, too, am against cheaper, more stable, and more affordable student healthcare coverage.

3/16/2010 11:24:39 AM

In an unrelated story, alumni donations have plummeted.

3/16/2010 11:32:22 AM

No one is against more affordable health care. People are against the government forcing private citizens or those on student visas to purchase health care.

[Edited on March 16, 2010 at 11:33 AM. Reason : .]

3/16/2010 11:32:47 AM

You can't have one without the other.

3/16/2010 11:34:43 AM

Milking the students for all their worth.

3/16/2010 11:35:14 AM

weird i didn't know this wasn't already a requirement

it is a requirement for my grad school (private - elon). i guess i just forgot about the good old college days.

but we have the same deal - sign up for your own or get automatically enrolled in the elon plan, WHICH BTW is super expensive and sucks. i don't know how it compares to the one ncsu is offering. all i know is it is expensive and the coverage sucks.

3/16/2010 12:12:14 PM

Quote :

"all i know is it is expensive and the coverage sucks."

3/16/2010 12:15:01 PM

$744 annually sounds dirt cheap for any sort of health care plan.

Which means it's probably complete ass.

[Edited on March 16, 2010 at 12:21 PM. Reason : I say this having never shopped for my own insurance]

3/16/2010 12:20:35 PM

why is there a need for this? what is the school's interest in this?

3/16/2010 12:21:34 PM

Doesn't bother me. I'm graduating this year.

3/16/2010 12:21:53 PM

^^probably a backdoor deal somewhere along the line

3/16/2010 12:22:43 PM

Quote :

"Milking the students for all their they're worth."

3/16/2010 12:22:51 PM

lol, caught your own. I just read that and was about to flame

3/16/2010 12:23:52 PM

^^^^^

Quote :

"Our hope is to ensure that students are adequately protected against unexpected health care expenses, such as those associated with unexpected illness, accidents, or mental health care, that can destabilize a student?s financial situation and derail his or her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance."

3/16/2010 12:24:37 PM

lol, I wanted to respond to m52ncsu, but I saw that and felt retarded.

3/16/2010 12:24:56 PM

Quote :

"Our hope is to ensure that students are adequately protected against unexpected health care expenses, such as those associated with unexpected illness, accidents, or mental health care, that can destabilize a student?s financial situation and derail his or her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance."

Let's be honest though...How many students are actually affected by this and how many of those few would even be helped by having insurance? If you get crippled by injury or disease the financial burden of medical bills is only a small part of being able to come back to school. I have a feeling hundreds will pay for each individual who is actually helped in any major way by this rule.

[Edited on March 16, 2010 at 12:30 PM. Reason : l]

3/16/2010 12:29:52 PM

I remember when I could just go to the Student Health Center, since that was "insurance" paid for as part of my tuition

But we all know who GOT DAT TUITION

3/16/2010 12:30:59 PM

Quote :

"Hundreds will pay for each individual who is actually helped in any major way by this rule."

Pareto principle, ITT

Also, Skack ftw!

3/16/2010 12:31:00 PM

Actually the financial burden of medical bills is probably the only reason you wouldn't be able to come back to school.

Quote :

"I have a feeling hundreds will pay for each individual who is actually helped in any major way by this rule."

You don't really understand how insurance works, do you?

[Edited on March 16, 2010 at 12:34 PM. Reason : ]

3/16/2010 12:31:09 PM

i have health insurance, but whenever someone tells me something is required when i know full well it is not, I tend to disagree.


food, water, shelter, oxygen. I will agree with these requirements.



health insurance, social security tax, MTV.....not required.

3/16/2010 12:33:43 PM

Here we go again....

3/16/2010 12:34:03 PM

LOL, I pay almost $744 a month for health insurance right now

man up, catbitch

3/16/2010 12:38:05 PM

damnnnnn

$744 a month? i am never getting married or having kids. that is a lot.

3/16/2010 12:39:32 PM

Quote :

"Actually the financial burden of medical bills is probably the only reason you wouldn't be able to come back to school. "

Quote :

"You don't really understand how insurance works, do you?"

You don't really understand how sliding scale fees, free or low cost clinics, payment plans, and bankruptcy work; do you?

Nor do you seem to understand that it is possible for an adult to calculate risk/rewards on their own.

Nor do you seem to understand that there are a lot of students for whom an extra $744 per year is not obtainable. I bet we lose more students to "taking a semester off and earning some extra money" than we would have lost to high medical bills.

3/16/2010 12:40:54 PM

I hope you get cancer at a young age.

3/16/2010 12:41:23 PM

serious question: do you think that the plan offered by the school would even be that beneficial for something like cancer?

w/ the health plan at elon it is still $$$ if you have to go to the doctor or get an RX. i can't even imagine the hospital costs. but i mean...i guess better than being uninsured? maybe?

[Edited on March 16, 2010 at 12:44 PM. Reason : .]

3/16/2010 12:44:02 PM

Hope what you want.
I have an insurance policy for which I pay out of my own pocket with no supplement from my employer.
I have had a personal policy with no gaps in coverage for the past 6 or 7 years.
So fuck off.

[Edited on March 16, 2010 at 12:45 PM. Reason : s]

3/16/2010 12:44:11 PM

I'm in grad school at the University of South Carolina and we have to have this plan from this company. It costs more here but oh well.

Basically it's to ensure that students have access to health treatment in state. Many insurance plans only cover you in state. Ex: My parents live in Raleigh, and our health insurance is there. I am covered in South Carolina, but only for Emergency situations and I pay alot more for it. This insurance plan allows me to find regular doctors in SC and go to them when I need, not having to go back to a NC doctor.

3/16/2010 12:44:53 PM

if anyone can successfully perform the "actions taken" for letting them know that you already have insurance, can you post how you achieved such a feat, since their website won't allow you to create an account or log in with your current NCSU information

3/16/2010 12:54:23 PM

i really don't like this. I know a lot of people will say this is horribly stupid and what not, but i went about 4yrs without insurance. -- and it was never an issue.

I had only been sick once (more than the sniffles) between 6th grade and that point - maybe 8yrs. Well, that's not entirely true, I'd broken some fingers/knuckle and torn a ligament playing sports. But those were the result of behaviors I had control over. And once you've dealt with a broken finger, you pretty much know what to do for it the next time it happens.

I was broke as hell and had to take time off because I couldn't afford tuition. I was dropped off of my parents' insurance since i wasn't in school and buying my own was not in the cards if i wanted to afford to go back to school. Didn't have a car, so the only jobs I could get had to be in walking distance. So that limited my options severely. But I scraped by on a few jobs at just more than minimum wage that I walked my ass to and from every day. I paid my bills, and saved enough to afford tuition and what not. But yes, an extra $744 would have made a huge difference.

And yes, I realize that if i broke a leg or had some other major accident I'd be in a tough spot. But that was a risk I was willing to take. And one I kept in mind. I took a step back from risky behavior. And I know you can trip and break or tear something. But I reduced the risk as much as I reasonably could and went from there. Whether you agree with that decision or not, it's my decision to make.

Whether or not I have insurance is none of their business. If something happens and I can't attend class, than so be it - the attendance policies will apply. Tuition is paid up front... so it's not like they should be worried that I'll pay medical expenses instead of money I owe them. If you don't pay tuition by the designated date, your classes are dropped. If your health problems could result in them not getting paid... maybe I could see them having an argument.

Quote :

"Our hope is to ensure that students are adequately protected against unexpected health care expenses, such as those associated with unexpected illness, accidents, or mental health care, that can destabilize a student?s financial situation and derail his or her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance."

This claim by them, is contrary to what my actual situation was. My health was fine, and had no impact on my class attendance. The additional $744/yr would have reduced my class attendance to 0, because I wouldn't have been able to afford tuition + fees + books + living expenses + $744.


I'd really like to see the data on this, assuming they had any. If it truly supports this decision and it's not just a way for the university system to generate income somehow, I'm for it. But being that I don't like the idea to begin with, and I know the UNC system budget has been hacked at a few times recently, I'd like A LOT of transparency.

3/16/2010 1:14:05 PM

message_search.aspx?type=topic§ion=2&searchstring=fowler&username=&usertype=match&sortby=date&sortorder=descending&page=

3/16/2010 1:16:11 PM

^lol

3/16/2010 1:16:54 PM

Hey, poor students! Fuck you!

3/16/2010 2:21:28 PM

i got this email


but I haven't used campus insurance in years


even though I'm back in school, I go to my own doctors and I pay for my own insurance (BCBS)

3/16/2010 2:22:55 PM

Quote :

"But that was a risk I was willing to take."

Fuck your risk taking. Believe it or not, your risk taking impacts more than yourself.

3/16/2010 2:24:42 PM

does this mean less foreigners? not trolling...serious question

3/16/2010 2:25:05 PM

Quote :

"I bet we lose more students to "taking a semester off and earning some extra money" than we would have lost to high medical bills."

i worked the WHOLE time i was in school

who would need to take time off to earn extra money???

3/16/2010 2:26:31 PM

^ a lot of people work the entire time they're in school to make ends meet as they are. And a lot work 30-40 hrs a week, not just a little. An additional $744 is a big adjustment in budgeting for someone who is working as much as they reasonably can and just getting by.

Quote :

"Fuck your risk taking. Believe it or not, your risk taking impacts more than yourself."

Please educate me on all of these impacts. I'm pretty sure I know most of what you'll say/suggest, but perhaps you'll say something I haven't heard or thought of, or maybe even make a convincing argument. Or perhaps I can point out the other side of whatever it is you may bring up.

But keep in mind, I'm most interested in how it applies to the UNC system making such a requirement.

There is no law that I'm aware of that requires me to have health insurance at this time.

The UNC school system is not the government, they are not the police, they're an educational and research institution (or rather a collective body of such institutions). They should mind their business, which as previously stated is higher education and research - not whether or not people are insured.

[Edited on March 16, 2010 at 3:01 PM. Reason : .]

3/16/2010 2:58:13 PM

I didn't have insurance when I was in undergrad. I guess instead of just being poor, I was also a jerk.
(My lack of insurance probably cost me a letter grade in one class. Hard to play racquetball up to the teacher's expectations with something very closely resembling a broken hand.)

3/16/2010 3:49:37 PM

Quote :

"who would need to take time off to earn extra money???"

People who are already working as much as they can, are dead fucking broke, and get hit with a $744 increase in tuition.

3/17/2010 12:39:12 AM

I agree. There should be no student fees or "lifestyle" requirements. They should charge enough to pay the teachers and keep the lights on, and stay the fuck out of everyone else's business.

3/17/2010 12:47:28 AM

Quote :

"Please educate me on all of these impacts. I'm pretty sure I know most of what you'll say/suggest, but perhaps you'll say something I haven't heard or thought of, or maybe even make a convincing argument. Or perhaps I can point out the other side of whatever it is you may bring up. "

You're too dumb to be in college if you can't figure out how this affects more people than just yourself.

And $6/month IF you don't already have insurance is nothing.

The vast majority of students have insurance, so this doesn't affect them anyway.

If you can't take 1 day off from eating Burger King to get insurance FAR, FAR cheaper than people living in the "real world" not in college, you're pretty pathetic.

Quote :

"I agree. There should be no student fees or "lifestyle" requirements. They should charge enough to pay the teachers and keep the lights on, and stay the fuck out of everyone else's business. "

The funny thing is that the GOVERNMENT is paying the majority of the cost of your education. They could double, maybe triple your tuition, and tax payers would still be footing the bill for the majority of our educations at State.

SEE SLIDE 6 HERE:
http://www.fis.ncsu.edu/rm/budget_central/documents/budgetforum_web.pdf

[Edited on March 17, 2010 at 1:28 AM. Reason : ]

3/17/2010 1:24:29 AM